Save for your first home

Put the right amounts in the right accounts

Buy your first home faster with personalised advice on our market-leading savings products and how much to put into them.

Our homebuying advice can also help you navigate each step of the homebuying journey, from saving for your deposit and building your credit score, to finding a mortgage deal through our partner mortgage advisers.

Lifetime ISA

A 25% government bonus on everything you save and the best interest rate on the market. The Lifetime ISA is must-have for eligible first-time buyers.

Exclusive to Multiply
1.5%*

Interest

Unlimited

FSCS Protection

£25**

Welcome bonus

Stocks and shares lifetime ISA provided by Unity Mutual and managed within the Multiply app.
*Guaranteed annual interest until April 2022**£20 from Unity Mutual and £5 government bonus when you open account
0.85%*

Interest

Up to £85,000

FSCS Protection

0.80%*

Interest

Up to £85,000

FSCS Protection

*Comparisons to other providers are based on published costs on their websites as of 31 MARCH 2021 and may or may not include any new promotional offers.
Easy access savings pot

Instantly available if you need it, but just out of reach. The easy access savings pot keeps your cash safe for emergencies and short-term goals.

This account comes with your Multiply account as standard.

Savings account

Our advice might tell you to keep your savings in cash, or that a Lifetime ISA isn’t right for you. Introducing: savings accounts.

You can get instant access to your money, or stash it in a notice account to earn a higher rate of interest.

Transparent Fees

Multiply savings pot

Free

Savings Accounts

Free

Lifetime ISA

£1 a month

Monthly charge covering all of our investment accounts e.g. if you have a Stocks & Shares ISA and a Stocks & Shares Lifetime ISA you'll pay £1 a month in total

Not a spending tracker.
Not a budgeting app.
Not a bank.
Not a robo advisor.
Multiply is everything you ought to be doing with your money.

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Copyright © 2021 Multiply, All rights reserved.Multiply is a trading style of Multiply AI Ltd. Multiply AI is authorised and regulated by the Financial Conduct Authority. FCA register number is 801053. Our Companies House register number is 10470734 and our Registered Office is: 3rd Floor, Rise London, 41 Luke Street, London, England, EC2A 4DP.

Contact us at support@multiply.ai